Open a Danish bank account – when working in Denmark
Your bank account must be a Nemkonto
Make sure that the account you open in Denmark is a so-called NemKonto. NemKonto is a public payment system that enables authorities to pay you. Examples of payments are tax refunds, salary from public authorities, holiday pay or various types of social benefits. Tell your bank that the account you are opening is for your salary and will be a NemKonto.
Digital login to netbank and Danish authorities – MitID
When you open an account in a Danish bank you normally also get access to their netbank. Denmark uses a common login system called MitID for most services offered by banks, the Danish Tax Agency and other public authorities. You will get a MitID that you can can use to log on to most public authority websites.
You can also get a MitID by visiting a citizen service centre. Make sure you bring your passport and a witness who can confirm your identity. The witness must be more than 18 years old, have a Danish civil registration number and be able to show valid photo documentation or use MitID for identification.
Bank account for Øresund commuters
Certain Swedish banks offer special solutions for people who commute across Öresund and need to have bank accounts in both Sweden and Denmark. As always, it is a good idea to compare the terms of the various banks before deciding where to open your Danish account. When comparing various banks, it is worth looking at how many business days a transfer takes and what it costs to transfer money from the Danish account to a Swedish account.
