Working from home due to coronavirus/covid-19 does not affect your social insurance

Øresunddirekt have been informed that Försäkringskassan and Udbetaling Denmark has agreed on an exemption from the normal social insurance regulations. The agreed upon exemptions includes rules guiding which country a cross-border commuter should be insured in and in what country the employer pays employer contributions.

A person who normally works as an employee in two or more member states of the EU should be covered by the social insurance of the country where the person is a resident, if the person carries out a substantial part of his work in that member state. This is governed by Article 13 (1) of the EU regulation 883/2004. A ‘substantial part of their work’ is considered to be at least 25% of the total working hours. If an Øresund-commuter who lives in Sweden and works in Denmark­ starts working from home to such an extent that working hours and/or income exceeds 25%, the commuter would normally become insured in Sweden. This would also mean that the Danish employer would have to pay the significantly higher Swedish employers’ contributions.

If you are working from home because of the risk of spreading coronavirus/covid-19, it does not affect the country in which you have social insurance in. 

Keep updated on relevant news regarding social insurance and covid-19 for those of you, that lives in one country and works in another. For information from danish authorities visit and for more information from swedish authorities visit Försäkringskassans webpage below.   


More information at (in Danish)

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Coronavirus affecting Øresunddirekt

Regarding to reduce the incidence of coronavirus/covid-19 the information center in Malmö is closed for visits. You can still contact Øresunddirekt by phone or email. We have also reduced our opening hours, from 10:00 to 15:00.

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